Loan documents — collected, validated, packaged.
Every loan file starts with the same paperwork chase. Xenora sends a clean per-applicant checklist on WhatsApp and Email, AI validates each upload, and your team gets a packaged file ready for credit review.
What You Can Do
Built around how loan processing teams actually work — collect, validate, track, close.
- Pre-built bundles for home, personal, LAP, MSME, and auto loans
- WhatsApp & Email delivery — applicants respond from their phone
- AI validates KYC, income proofs, bank statements, and collateral docs
- Tiered reminders by stage (pre-sanction, post-sanction, disbursement)
- Multi-party flows for co-applicants and guarantors
- Audit-ready file packaging for credit and ops teams
Pre-built Flows
Retail-lending bundles — live today. MSME + co-applicant flows expanding.
- Home Loan — Salaried
- Home Loan — Self-Employed / Business
- Loan Against Property — Salaried
- Loan Against Property — Self-Employed / Business
- Personal Loan — Salaried
- Personal Loan — Self-Employed / Professionals
- MSME Loan
- Co-Applicant / Guarantor KYC
- Ad hoc / Custom Flow
Common Documents
Pre-built checklists cover the documents you collect every day. Customise any of them in minutes.
- PAN, Aadhaar, address proof
- Salary slips (3 months) or business income proof
- Bank statements (6–12 months)
- ITR / Form 16 / Form 26AS
- Property documents and valuation report
- Co-applicant and guarantor KYC
How It Works
Four steps — from request to a clean, audit-ready record per client.
Pick or build a checklist
Start from a pre-built template or build a custom checklist for any client requirement.
Send on WhatsApp & Email
Add the client, set a deadline, hit send. No login required for the client.
AI validates every upload
Document type, legibility, completeness, and key fields — flagged before your team opens it.
Review, approve, archive
Your team reviews exceptions, approves, and archives — with a full audit trail per client.
Frequently Asked
Quick answers for loan processing teams.
Does it handle co-applicant and guarantor documents?
Yes — every party gets their own link. Applicant, co-applicant, and guarantor submit in parallel; everything consolidates per loan file.
Can the workflow vary by loan product?
Templates per product — home, personal, MSME, LAP, auto. Each has its own document bundle and validation rules.
Can I export the file to my LOS?
Yes — once approved, export the verified file set with metadata for handoff to your loan origination system.
Sanction-ready files, faster.
Multi-party flows, AI validation, audit-ready packaging.